Wooden boat or not I'm not going to make a hobby a vocation. Once you do that it becomes a four letter word, "work". I find that carpenters houses fall down and electricians lights go out. Once you do it all week you look for something else to do in free time.
Plastic has it's place. My plastic kayak has been hit by a light pole at 60mph and knocked off the camper roof onto/into the bay boat being towed behind. The force ripped off the, still attached to the boat, rear rack from the roof of the camper. The boat still is water tight and tracks well. I'm not sure my wood composite boat would fare as well. I purchased the plastic 14ft sea kayak from a friend that had it three years and used it three times. It cost me $250. The accessories (covers, skirt, packs, spare paddle) cost more than that.
Perhaps American Express has a way that says it best.
1. Boat kit .............$1,000
2. Boat accessories .... $1,600
3. Pretty boat you built.......Price less.