hmmm....
i think the point i was trying to make....is that in working with panels, computer simulation work really well in sorting it out. and definitely, with the addition of computer driven routers....ensures the parts match the design idea.
when dealing with multiple panels and without cadcam, to get a sophisticated shape takes a lot of time (as lazlo said) and when you do finally make the cut.....the best you can do is get it right....and everything short of right is wrong....and the technique is not particularly tolerant of wrong and still looking good....and if its wrong, then the whole piece is either now a waste....or you will be using a lot of fillers and paint to hide your mistake.
so i was not suggesting that B was 'expensive or required a bunch of fancy math' but a technique that for the average person, absent the tools that most professional designers use....was rather complex and time-consuming....and hard to get a good result with ....imho.
lets look at it this way, there is a reason most sellers of multi-panneled boats provide pre-cut panels or patterns to use to cut panels. if it was easy and simple to sort it out for the average person, they would provide just a plan and say cut the panels yourself....its fun!
now, to contrast that, lets look at strip built boats. all the different shapes of hulls....and other than the forms.....everybody gets the same box of strips. the same strips -- regardless of the hull design. so in this technique....as long as you get the forms the way you want them....getting the skin right...is pretty straight forward and tolerant of mistakes on any individual strip. and in the worst case...if you really mess up....just toss the bad strip and use a new one.....its only a couple dollars a strip.
anyway, i am just not sure how you square....'it's not difficult.....its just slow'. if it was 'not difficult'....in my way of thinking....wouldn't it be fast?
all that said, other than playing around with hatches, i have tended not to mess around with deck designs of multi-paneled decked boats for the reasons i have mentioend above. i have, comfortably and without a lot of hassle, substantially modifed the deck of strip built boats to suit my needs or put a custom strip deck on an old stitch and glue hull with good results.
all of these are options (A, B and C).....but they do have substantially different advantages and build challenges. if you want a multi-panneled deck..i agree with lazlo....it's doable. but i don't particularly agree with the characterization that it's 'not difficult'.