Wood dust is toxic and everyone reacts differently to it and can vary w the type of wood. I've one woodworking friend that no longer works w walnut due to an allergic reaction he develops every time he worked with it. It was just a slight itch in his arms. Here's a link to a good article on the toxicity of working around wood and precautions. It's from fine woodworking, a reputable org. http://www.finewoodworking.com/Workshop/WorkshopPDF.aspx?id=2013
15 years ago, I got serious about wood dust and outfitted my very small but high quality shop w an Onieda dust collector. It had three immediate impacts: the shop is not covered in a thick layer of dust ( do u know that wood dust is explosive? I didn't for a long time.); the air quality is better; and I feel safer working in the shop. Further, unless working on a machine, I work outside - quite viable on the central coast of California. Even outside, sanding creates a lot of dust in the air which lands on your skin and in your lungs.
Sanders and routers are the messiest. I now use a vaccum on all my portable tools as well. A few years ago, I decided to move up from a 5" orbital sander to a 6" - it has 44% more sanding area so cuts down the sanding time by about 30%. I usually sand to 4000 grit going from 80. 120, 180, 220, 320, 400, 1000, 2000, 4000, the two levels of polishing compound and finally wax - 12 levels. The finish on hardwood is unparalleled. Using a 6" sander made a diff. My point however is that I bought a sander with an integrated vacuum system and it has made an incredible reduction in airborne dust, even outside. The sander motor is designed to blow air out a hole in the middle of the paper which pushes the sanding dust to the outside of the paper and the vacuum picks it up thru 8 holes on the outside edge of the paper. It works extraordinarily well. I see almost no dust in the air. The paper never clogs either. Also, I keep the sander in small room and just bring the long hose out to the work. The HEPA filters work very well and I don't see dust exhaust in the room.
All This comes at a cost. The sander, vacuum, and gobs of paper cost ~$900. I know it's a lot of money but it sounds like u are a serious boatbuilder. Working w wood, especially over the long term, can be hazardous. I decided the money was less important than my health and woodworking as an avocation for the rest of my life was important to me so I took action.
Here's a link to the sander and vac I got. I've no connection with any party. There are other companies that sell Festool and Fein is another company that sells sander/vac systems. I have to say that I'm very satisfied w the Festool sander. Occationally, someone has them on sale. If I remember right, I got mine from festooljunky.com.
http://www.mcfeelys.com/product/P26571794/Package-ETS-1505-EQ-and-CT-26-E-HEPA-Dust-Extractor
If you've built 4 boats, you'll likely build more. Take action to protect yourself along the way.
Btw, another protective piece of protective gear I wear is a Trend Airshield Pro. It's a full face shield that blows HEPA-filtered fresh air across your face and keeps any wood that may get thrown at u from a machine from hitting your face. Also u can easily wear glasses under it.
I a have been woodworking for 40+ years and it took a long time to work all this into my regimen so I thought I'd pass it on for those that are serious about the craft.
Best.
Michael
For those interested: www.michaelreadywoodworking.com
Im a serious amateur, not a working pro. I have day job but working in wood since I was 16.