Nate:
That's the second time you've used "hell" to describe your state of mind regarding the finishing of your Peapod. I, too, find that my "finish work skillset leaves a little to be desired", so I know something of what you're feeling. Well, okay, truth: my "finish work skillset" is practically nonexistent. More of a boatwrong than a boatwright, I am.
Perhaps you should think of working on your skill with some small, bright finished project--birdhouse, spice rack, doesn't matter--to see if you've got the ability to improve your skill to a level which would give you some confidence when it comes time to apply that to your Peapod. Try not to set yourself up for a self fulfilling prophecy.
On the other hand, if the prospect of varnishing the interior of the boat is keeping you awake at night, maybe it's time to rethink that whole varnish business. I mean, for folks who have the knack, dealing with acres of complex varnished surface is fun. For the rest of us, it starts to sound like Sisyphus pushing his boulder up the hill again and again.
If you're really committed to the idea of a bright interior for your peapod, and you feel like you can pull that off to your own satisfaction without spoiling the fun of the project, take your time and go for it. Or, perhaps you know someone who has the knack and is willing to help you along. Projects like this are a lot more fun if you have family and friends share it with you. I know our Passagemaker Dinghy build ended up being a three generation family project, the memories of which might be more important than the boat.
In the end, I don't know that anybody is going to turn up their nose at your Peapod if all of her slight imperfections (inevitable) are lurking under paint instead of highlighted by varnish. The lovely shape, the exquisite lines of the plank laps, and the way she moves on the water will make even the fishermen in metal flake bass boats turn, look, and smile. In the end, she's a boat, not a museum piece, and maybe worrying about the "museum grade finish" is best left to the curators at the museum to which you donate her when you've grown too old a feeble to go boating any more. <;-)
We decided to limit the brightwork on our Passagemaker Dinghy to the bow and stern transoms and the corresponding doublers on the inside. The exterior was done with glossy white Behr porch paint, the interior with a semigloss warm tan they called "cold lager" at the time. Easy to work with, easy to touch up, and it's held up pretty well. She turns heads wherever she goes:
https://www.clcboats.com/file_uploads/photo_contest/65339834429.jpg

...if that link remains stable. Another photo of her once won a monthly contest, others have placed 2nd or 3rd, and several are in the CLC photo galleries for the design, mostly the take apart version, which she is. (By the way, I won't object if you want to go to https://www.clcboats.com/voting and give her your vote, if you think the photo worthy.)
In short, calm down, take Laszlo's excellent advice, and don't let the devil rob you of your joy. If you start to feel stressed, make sure somebody has your Sawzall locked away where you can't get at it. <;-)
.....Michael